Commercial Insurance
As a business owner, you have a responsibility to keep your customers and employees safe whenever they visit your property. If a visitor suffers an injury that was caused by some form of negligence – a broken step, for example – you may be held legally responsible for their injuries.
General Liability insurance can protect your business’ finances under a wide range of circumstances, including personal injury. If you lease your space, the lease agreement may define what coverage is needed and the limits of liability needed. Other stipulations may also be required, so our experts will ensure your general liability policy adequately suits your property’s specific needs.
Commercial Property
When it comes to your business, protect your building and everything within like it’s your home. We can find you the right commercial property policy that protects your building and the possessions on property from fire, theft, vandalism, wind storm, and flood damage. Your property policy can also include coverage for equipment breakdown and business interruption (e.g. loss of rents or loss of income).
Community Association Insurance
If your business is a part of homeowners’ association, condo association, or other type of community association, you’ll need to be sure you have the proper coverage. Community association insurance can provide coverage for equipment, building, and contents, as well as other things that your association shares. Director’s and officer’s insurance is a type of liability coverage that can help protect the association from the decisions made by the board and/or directors.
Workers’ Compensation
No matter how many precautions you take to provide a safe environment for your employees, there’s always a chance for injuries to occur. To prepare for this possibility, we’ll source you a good workers’ compensation policy to both protect you from lawsuit and pay for your injured worker’s costly hospital and medical bills.